Student Financial Assistance Regulations

Regulation
Regulation under the Student Financial Assistance Act
Registration
R-121-92
Source
Unofficial consolidation PDF (justice.gov.nt.ca) consolidation downloaded Jun 6, 2026
Under
Student Financial Assistance Act

This is an unofficial reading copy parsed from the Department of Justice consolidation PDF above — itself an office consolidation, not an official statement of the law. The authoritative text is in the Revised Statutes of the Northwest Territories, 1988 and the annual Statutes volumes.

  • s.1 amended by R-079-2015,s.2 in force Sept. 1, 2015
  • s.2 amended by R-018-93,s.3
  • s.2 amended by R-046-2003,s.3
  • s.2 amended by R-024-2023,s.3 in force June 7, 2023
  • s.3 amended by R-018-93,s.3
  • s.3 amended by R-046-2003,s.3
  • s.3 amended by R-024-2023, s.24(3),26(1) in force June 7, 2023
  • s.4 repealed by R-018-93,s.3
  • s.5 repealed by R-018-93,s.3
  • s.6 amended by R-087-95,s.2
  • s.6 amended by R-048-2000,s.3 in force July 14, 2000
  • s.6 amended by R-046-2003,s.4
  • s.6 amended by R-067-2009,s.3
  • s.6 amended by R-043-2012,s.3,5,6
  • s.6 amended by R-163-2018,s.4
  • s.6 amended by R-024-2023,s.24(4),26(1) in force June 7, 2023
  • s.7 amended by R-121-92,s.2
  • s.7 amended by R-087-95,s.3
  • s.7 amended by R-048-2000,s.4 in force July 14, 2000
  • s.7 amended by R-054-2002,s.3
  • s.7 amended by R-043-2012,s.3,5
  • s.7 amended by R-109-2018,s.2
  • s.7 amended by R-024-2023,s.24(4) in force June 7, 2023
  • s.7.1 amended by R-109-2018,s.3
  • s.8 repealed by R-048-2000,s.5 in force July 14, 2000
  • s.9 amended by R-024-2023,s.4,24(4),26(1) in force June 7, 2023
  • s.10 repealed by R-067-2009,s.5
  • s.11 repealed by R-024-2023,s.5 in force June 7, 2023
  • s.12 amended by R-024-2023,s.7 in force June 7, 2023
  • s.12.1 repealed by R-024-2023,s.7 in force June 7, 2023
  • s.12.2 repealed by R-024-2023,s.7 in force June 7, 2023
  • s.12.3 repealed by R-024-2023,s.7 in force June 7, 2023
  • s.13 repealed by R-048-2000,s.7 in force July 14, 2000
  • s.14 amended by R-087-95,s.5
  • s.14 amended by R-048-2000,s.8 in force July 14, 2000
  • s.14 amended by R-046-2003,s.7
  • s.14 amended by R-067-2009,s.6
  • s.14 amended by R-043-2012,s.5
  • s.14 amended by R-163-2018,s.6
  • s.14 amended by R-024-2023, s.8,24(4),26(1) in force June 7, 2023
  • s.15 amended by R-024-2023,s.9 in force June 7, 2023
  • s.16 repealed by R-067-2009,s.7
  • s.17 amended by R-067-2009,s.8
  • s.18 amended by R-024-2023,s.11 in force June 7, 2023
  • s.20 amended by R-024-2023,s.24(6),26(2) in force June 7, 2023
  • s.21 amended by R-055-2002,s.5
  • s.21 amended by R-024-2023,s.26(3) in force June 7, 2023
  • s.22 amended by R-048-2000,s.11 in force July 14, 2000
  • s.23 amended by R-048-2000,s.12 in force July 14, 2000
  • s.23 amended by R-024-2023,s.12,26(3),(4),(5) in force June 7, 2023
  • s.24 amended by R-048-2000,s.13 in force July 14, 2000
  • s.24 amended by R-080-2001,s.4 in force July 1, 2001
  • s.24 amended by R-055-2002,s.5(b)
  • s.24 amended by R-046-2003,s.11
  • s.24 amended by R-067-2009,s.9
  • s.24 amended by R-024-2023,s.13 in force June 7, 2023
  • s.24.1 amended by R-067-2009,s.9
  • s.24.1 amended by R-024-2023,s.11,24(5),26(2),(3) in force June 7, 2023
  • s.24.1 amended by R-103-2024,s.2
  • s.25 amended by R-024-2023,s.14 in force June 7, 2023
  • s.26 amended by R-048-2000,s.14 in force July 14, 2000
  • s.26 amended by R-080-2001,s.4 in force July 1, 2001
  • s.26 amended by R-024-2023,s.26(2) in force June 7, 2023
  • s.27 amended by R-083-2024,s.2
  • s.27.1 repealed by R-083-2024,s.2
  • s.28 amended by R-048-2000,s.15 in force July 14, 2000
  • s.28 amended by R-080-2001,s.4 in force July 1, 2001
  • s.28 amended by R-024-2023, s.24(5),26(2) in force June 7, 2023
  • s.29 amended by R-048-2000,s.16 in force July 14, 2000
  • s.29 amended by R-027-2007, s.2
  • s.29 amended by R-079-2015,s.5 in force Sept. 1, 2015
  • s.29 amended by R-024-2023,s.17 in force June 7, 2023
  • s.30 amended by R-080-2001,s.4 in force July 1, 2001
  • s.30 amended by R-024-2023,s.24(5) in force June 7, 2023
  • s.31 amended by R-048-2000,s.18 in force July 14, 2000
  • s.32 amended by R-048-2000,s.18 in force July 14, 2000
  • s.32 amended by R-080-2001,s.5 in force July 1, 2001
  • s.32 amended by R-054-2002,s.5
  • s.32 amended by R-046-2003,s.13
  • s.32 amended by R-100-2005,s.6
  • s.32 amended by R-043-2012,s.5
  • s.32 amended by R-163-2018,s.7
  • s.32 amended by R-026-2019,s.2 in force April 1, 2019
  • s.32 amended by R-118-2020,s.3 in force Sept. 1, 2020
  • s.32 amended by R-058-2022,s.4,5
  • s.32 amended by R-024-2023,s.26(1) in force June 7, 2023
  • s.33 repealed by R-048-2000,s.18 in force July 14, 2000
  • s.33.1 amended by R-103-2024,s.3
  • s.34 amended by R-048-2000,s.20 in force July 14, 2000
  • s.34 amended by R-046-2003,s.14
  • s.34 amended by R-058-2004,s.8 in force Aug. 15, 2004
  • s.34 amended by R-100-2005,s.7
  • s.34 amended by R-067-2009,s.12
  • s.34 amended by R-024-2023, s.18,24(4),26(1) in force June 7, 2023
  • s.34.1 amended by R-121-92,s.4
  • s.34.1 amended by R-061-96,s.1
  • s.34.1 amended by R-048-2000,s.21 in force July 14, 2000
  • s.34.1 amended by R-089-2006,s.2
  • s.34.1 amended by R-109-2018,s.5
  • s.34.1 amended by R-024-2023,s.24(4),(6),26(1) in force June 7, 2023
  • s.35 amended by R-048-2000,s.21 in force July 14, 2000
  • s.35.1 amended by R-048-2000,s.21 in force July 14, 2000
  • s.35.1 amended by R-060-2006,s.3
  • s.35.1 amended by R-059-2013,s.4 in force Sept. 1, 2013
  • s.35.1 amended by R-024-2023,s.26(1) in force June 7, 2023
  • s.35.2 amended by R-024-2023,s.19 in force June 7, 2023
  • s.36 amended by R-060-2006,s.4
  • s.37 amended by R-060-2006,s.5
  • s.38 amended by R-046-2003,s.17
  • s.38 amended by R-067-2009,s.13
  • s.39 amended by R-080-2001,s.8 in force July 1, 2001
  • s.39 amended by R-024-2023,s.26(7) in force June 7, 2023
  • s.39.1 amended by R-080-2001,s.8 in force July 1, 2001
  • s.39.2 amended by R-080-2001,s.8 in force July 1, 2001
  • s.39.2 amended by R-079-2015,s.8 in force Sept. 1, 2015
  • s.39.2 amended by R-024-2023,s.11 in force June 7, 2023
  • s.39.3 amended by R-048-2000,s.23 in force July 14, 2000
  • s.39.3 amended by R-080-2001,s.8 in force July 1, 2001
  • s.39.3 amended by R-046-2003,s.18
  • s.39.3 amended by R-024-2023,s.21,24(6),26(7) in force June 7, 2023
  • s.40 amended by R-080-2001,s.9 in force July 1, 2001
  • s.40 amended by R-067-2009,s.14
  • s.40 amended by R-024-2023, s.26(8),(9) in force June 7, 2023
  • s.41 amended by R-079-2015,s.9 in force Sept. 1, 2015
  • s.42 repealed by R-103-2024,s.4
  • s.43 amended by R-048-2000,s.24 in force July 14, 2000
  • s.44 amended by R-048-2000,s.24 in force July 14, 2000
  • s.44 amended by R-072-2000,s.1
  • s.44 amended by R-024-2023,s.26(1) in force June 7, 2023
  • s.45 amended by R-072-2000,s.1
  • s.46 amended by R-072-2000,s.1
  • s.46 amended by R-024-2023,s.24(6) in force June 7, 2023
  • s.47 amended by R-072-2000,s.1
  • s.48 repealed by R-006-2003,s.2
  • s.sched_A amended by R-018-93,s.4
  • s.sched_A amended by R-048-2000,s.25 in force July 14, 2000
  • s.sched_A amended by R-042-2009,s.3
  • s.sched_A amended by R-109-2018,s.6
  • s.sched_2 amended by R-024-2024,s.22
  • s.sched_3 amended by R-024-2023,s.23 in force June 7, 2023
  • s.sched_4 amended by R-048-2000,s.25 in force July 14, 2000
  • s.sched_4 amended by R-046-2003,s.20
  • s.sched_5 amended by R-048-2000, art. 25 in force July 14, 2000
  • s.sched_E amended by R-079-2015,s.10 in force Sept. 1, 2015
  • s.sched_E amended by R-109-2018,s.7

INTERPRETATION

1.

(1) In these regulations,

"Act" means the Student Financial Assistance Act; (Loi)

"approved form" means a form approved by the Deputy Minister; (forme approuvée)

"approved institution" means an institution approved by the Deputy Minister for the purposes of these regulations that is

(a) a university or college, or

(b) a technical, occupational, trade, vocational or other school or college; (établissement agréé)

"dependant" means the child or stepchild of the student or the student’s spouse where the child is financially dependant on the student; (personne à charge)

"distance learning program" means a program of studies at an approved institution in which students principally participate other than by physically attending classes at the institution; (programme d’apprentissage à distance)

"full-time student" means a person who is enrolled as a student in a program of studies at an approved institution for a semester during which the person will be attending and taking at least

(a) 40% of a full course load of studies at a post-secondary level in the case of a person who has a permanent disability and elects to be considered as a full-time student,

(b) 60% of a full course load of studies at a post-secondary level in the case of a semester

(i) for which the person does not receive student financial assistance,

(ii) that begins on or before August 15, 2000 and for which the person receives student financial assistance under the Act,

(iii) that begins after August 15, 2000 and on or before August 15, 2004 and that is one of the first four semesters after August 15, 2000 for which the person receives student financial assistance under the Act,

(iv) that begins after August 15, 2004 and on or before August 15, 2005 and that is one of the first six semesters after August 15, 2000 for which the person receives student financial assistance under the Act, or

(v) that begins after August 15, 2005 and for which the person receives student financial assistance under the Act, or

(c) 75% of a full course load of studies at a post-secondary level in the case of a semester that begins

(i) after August 15, 2000 and on or before August 15, 2004 and that is a fifth or a subsequent semester after August 15, 2000 for which the person receives student financial assistance under the Act, or

(ii) after August 15, 2004 and on or before August 15, 2005 and that is a seventh or a subsequent semester after August 15, 2000 for which the person receives student financial assistance under the Act; (étudiant à temps complet)

"high-performance athlete" means an individual who has achieved, or has been identified as having the potential to achieve, excellence at a world class high-performance sport competition such as the Olympic Games, Paralympic Games, World Championships, Commonwealth Games or Pan American Games; (athlète de haut niveau)

"high-performance sport" does not include professional sport; (sport de haut niveau)

"loan" means

(a) student financial assistance referred to in section 9 where the person has elected to receive the student financial assistance under that section as a remissible loan,

(b) a remissible loan referred to in section 15, or

(c) a needs assessed repayable loan referred to in section 17; (prêt)

"permanent disability" means any of the following that is expected to remain with the person for the person’s life:

(a) an impairment, including a physical, mental, intellectual, cognitive, learning, communication, or sensory impairment,

(b) a functional limitation that restricts the ability of a person to perform the daily activities necessary to participate in studies at a post-secondary level; (incapacité permanente)

"persistent or prolonged disability" means any of the following that is expected to last for a period of at least 12 months:

(a) an impairment, including a physical, mental, intellectual, cognitive, learning, communication, or sensory impairment,

(b) a functional limitation that restricts the ability of a person to perform the daily activities necessary to participate in studies at a post-secondary level; (incapacité persistante ou prolongée)

"permanent resident" means a permanent resident as defined in the Immigration and Refugee Protection Act (Canada); (résident permanent)

"program of studies" means a course or program that is approved by the Deputy Minister and that is of a minimum duration of 12 continuous weeks; (programme d’études)

"semester" means

(a) a period of studies identified by an educational institution of not less than 12 continuous weeks and not more than 26 continuous weeks,

(b) a period of studies during the spring or summer identified by an educational institution of less than 12 continuous weeks if the student has attended one or more previous semesters of not less than 12 continuous weeks in the 12 months before the end of that period of studies, or

(c) in the case of an educational institution that is not in Canada, a period of studies identified by the educational institution that, in the opinion of the Deputy Minister, is equivalent to a period of studies referred to in paragraph (a) or (b); (semestre)

"spouse" means

(a) a person to whom a student is married, or

(b) a person with whom

(i) a student has lived in a conjugal relationship continuously for a period of not less than 12 months, and

(ii) the student has cohabited within the 12 months immediately before the day when the semester to which the student’s student financial assistance relates begins; (conjoint)

"upgrading student" means a person who ceases to be a full-time student and enrols in a program that is

(a) classified by the approved institution as a full-time academic upgrading program, and

(b) approved by the Deputy Minister as a full-time academic upgrading program. (étudiant inscrit dans un programme de promotion sociale)

(1.1) In the case of a student enrolled in a distance learning program, a reference in these regulations to a student attending a course, a course load of studies, classes or an institution in relation to a program of studies, includes the participation of the student in the course, course load of studies, classes or institution, as the case may be, other than by physical attendance at the institution.

(2) In these regulations, a person is deemed to be ordinarily resident in the Northwest Territories for each of the following periods:

(a) for the period the person or their spouse is temporarily posted in a place of employment outside the Territories, if

(i) the person was, for at least two years before the posting, actually resident in the Territories,

(ii) the person or their spouse who is posted outside the Territories is and remains employed by an employer with a place of business in the Territories, and

(iii) the person intends to return to the Territories following the temporary posting;

(b) for the period the person attends an elementary or secondary school outside the Territories, if the person receives financial support from the Government of the Northwest Territories to attend that school;

(b.1) for the period the person attends an elementary or secondary school outside the Territories where a parent who ordinarily resides with the person is

(i) actually resident in the Territories, or

(ii) ordinarily resident in the Territories and is attending an approved institution outside the Territories;

(b.2) in the case of a high performance athlete, for the period the person is outside the Territories to attend training, development or competition opportunities, if the person was ordinarily resident in the Territories for a continuous period of at least 12 months immediately before leaving the Territories;

(c) for the period the person or their spouse attends a post-secondary institution outside the Territories as a full-time student, if the person was eligible for student financial assistance immediately before the person or their spouse attended that institution;

(d) for the period the person attends, as a full-time student, an approved institution in the Northwest Territories, if the person has lived in the Territories for a continuous period of 12 months immediately before making an application under these regulations and has not received student financial assistance during that time from the government of a jurisdiction other than the Northwest Territories.

(3) Subject to subsection (2), in these regulations, a person is deemed not to be ordinarily resident in the Northwest Territories during any period that the person attends an approved institution as a full-time student in the Territories while in receipt of student financial assistance from the government of a jurisdiction other than the Northwest Territories. R-018-93,s.2; R-004-2000,s.2; R-048-2000,s.2; R-080-2001,s.2; R-054-2002,s.2; R-046-2003,s.2; R-058-2004,s.2,3; R-100-2005,s.2, R-140-2005,s.2; R-060-2006,s.2; R-067-2009,s.2; R-043-2012,s.2,3,4; R-099-2014,s.2; R-079-2015,s.2; R-163-2018,s.2,3; R-058-2022,s.2; R-024-2023,s.2,24(1),(2),26(1).

(4) Repealed, R-079-2015,s.2.

(5) Repealed, R-079-2015,s.2.

(6) Repealed, R-079-2015,s.2.

2.

(1) For the purposes of these regulations, a course, course load of studies or program is at a post-secondary level if it is

(a) at a level that is higher than a secondary school level and is offered for credit by an approved institution; or

(b) is a program or a course in a program at Aurora College that is called an access program by the College, that a student may want to or be required to complete before taking a course, course load of studies or program for a trade or for a profession.

(2) For greater certainty, for the purposes of these regulations, the following courses or programs are not at a post-secondary level:

(a) an English as a second language course or program;

(b) an adult basic education, bridging, preparatory, transitional or upgrading course or program, other than one referred to in paragraph(1)(b);

(c) a pilot training course or program leading to a private pilot’s licence;

(d) a continuing professional development course or program.

R-018-93,s.3; R-046-2003,s.3; R-024-2023,s.3.

3.

Notwithstanding any eligibility criteria with respect to residency for a form of student financial assistance set out in section 2 of the Act or in these regulations, a person is eligible for that form of student financial assistance if

(a) the person satisfies the other eligibility criteria for that form of student financial assistance;

(b) the person is not otherwise ineligible for student financial assistance under these regulations;

(c) the student’s parent is a resident of the Northwest Territories; and

(d) the person provides evidence, satisfactory to the Deputy Minister, that, because of the residency of the parent referred to in paragraph (c), the person is not eligible for financial assistance to participate in studies at a post-secondary level under a program offering financial assistance to students that is operated by any other government.

R-018-93,s.3; R-046-2003,s.3; R-024-2023, s.24(3),26(1).

4.

Repealed, R-018-93,s.3.

5.

Repealed, R-018-93,s.3.

STUDENT FINANCIAL ASSISTANCE

Basic Grant and Eligibility

6.

(1) Subject to these regulations, a person is eligible for a basic grant for a semester if

(a) the person

(i) is a Canadian citizen,

(ii) is a permanent resident,

(iii) is a protected person within the meaning of subsection 95(2) of the Immigration and Refugee Protection Act (Canada) and the person

(A) has applied for permanent resident status, and

(B) has been issued a social insurance number, or

(iv) has made a claim for refugee protection inside Canada under subsection 99(1) of the Immigration and Refugee Protection Act (Canada), whose claim

(A) has, under section 100 of that Act, been referred to the Refugee Protection Division of the Immigration and Refugee Board, or is deemed to be referred, and

(B) has not been rejected, suspended, abandoned or withdrawn;

(b) the person is accepted for registration at an approved institution as a full-time student; and

(c) the person has been ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day on which the semester begins.

(2) In subsections (3) and (4), "year of schooling" means a year of school from grade one to 12 in relation to which a person

(a) attends not less than 133 school days or is enrolled in a program of correspondence courses approved by the Deputy Minister, and

(b) passes from a grade to a higher grade or, in the case of a person in grade 12, passes grade 12,

and where the person passes from more than one grade in a year of school and meets the requirements of paragraph (a), each grade passed is a year of schooling.

(3) Subject to these regulations, a person is eligible for a basic grant to cover one semester of studies at a post-secondary level for each year of schooling completed in accordance with subsection (4).

(4) A year of schooling may be

(a) with respect to a person who attends school, a year of schooling in the Northwest Territories;

(b) with respect to a person who attends school, a year of schooling outside the Northwest Territories where a parent who ordinarily resides with the person is

(i) actually resident in the Territories, or

(ii) ordinarily resident in the Territories and attends an approved institution outside the Territories as a full-time student; or

(c) with respect to a person who is enrolled in a program of correspondence courses approved by the Deputy Minister, a year of schooling while being actually resident in the Northwest Territories.

(5) Notwithstanding subsections (1) to (4), where a person is eligible for student financial assistance under section 9, the person is eligible for a basic grant for each semester for which the student financial assistance may be awarded under that section or, if applicable, subsection 44(2).

(6) Notwithstanding anything in this section, where a person is on education leave from the person’s employment and has received or will receive financial assistance from the person’s employer, the following rules apply:

(a) if the financial assistance is for tuition and fees, the person is not eligible for that portion of the basic grant awarded for tuition and fees under subparagraph 7(a)(i);

(b) if the financial assistance is for books, the person is not eligible for that portion of the basic grant awarded for books under subparagraph 7(a)(ii);

(c) if the financial assistance is for travel, the person is not eligible for that portion of the basic grant awarded for travel under paragraph 7(b) or (c) for a person in respect of whom financial assistance for travel has been provided by the employer.

(7) Notwithstanding anything in this section, where a person has received or will receive financial assistance from any source other than student financial assistance or from the person’s employer as referred to in subsection (6), the following rules apply:

(a) if the financial assistance is for tuition and fees, the Deputy Minister may reduce that portion of the basic grant awarded for tuition and fees under subparagraph 7(a)(i);

(b) if the financial assistance is for books, the Deputy Minister may reduce that portion of the basic grant awarded for books under subparagraph 7(a)(ii);

(c) if the financial assistance is for travel, the Deputy Minister may reduce that portion of the basic grant awarded for travel under paragraph 7(b) or c).

R-087-95,s.2; R-048-2000,s.3; R-046-2003,s.4; R-067-2009,s.3; R-043-2012,s.3,5,6; R-163-2018,s.4; R-024-2023,s.24(4),26(1).

7.

The amount of a basic grant shall not exceed the total of the following amounts:

(a) for each semester for which the grant is awarded,

(i) those amounts approved by the Deputy Minister in respect of the tuition and fees set by an approved institution;

(ii) those amounts approved by the Deputy Minister for books;

(b) subject to section 7.1, in the case of a student enrolled in a distance learning program where the student’s attendance at an on-site location is required for the program of studies to which the grant relates, for each semester for which the grant is awarded, those amounts approved by the Deputy Minister for travel of the student and the person’s dependants from the student’s place of residence in the Northwest Territories to

(i) in respect of an approved institution outside the Northwest Territories, Edmonton, or

(ii) in respect of an approved institution in the Northwest Territories, the location of that institution;

(c) subject to section 7.1, in any case other than that described in paragraph (b), for each semester for which the grant is awarded, those amounts approved by the Deputy Minister for travel of the student and the person’s dependants from the student’s place of residence in the Northwest Territories to

(i) in respect of an approved institution outside the Northwest Territories, Edmonton, or

(ii) in respect of an approved institution in the Northwest Territories, the location of that institution.

R-121-92,s.2; R-087-95,s.3; R-048-2000,s.4; R-054-2002,s.3; R-043-2012,s.3,5; R-109-2018,s.2; R-024-2023,s.24(4).

7.1.

(1) A person’s eligibility for financial assistance for travel is limited to two trips per academic year.

(2) For the purposes of paragraph 7(c), trips must be taken either at the beginning or the end of the semester, unless the Deputy Minister is of the opinion that exceptional circumstances warrant travel at another time. R-109-2018,s.3.

8.

Repealed, R-048-2000,s.4.

Affirmative Action Living Allowance R-048-2000,s.5.

9.

(1) The provision of student financial assistance under this section and basic grants under subsection 6(5) to persons described in subsection (2) of this section is an affirmative action program for the amelioration of the conditions of those persons through post-secondary school education.

(2) Subject to these regulations, a person is eligible for student financial assistance in the form of a supplementary grant or a remissible loan for a semester if the person

(a) is a Canadian citizen;

(b) is accepted for registration at an approved institution as a full-time student;

(c) has been ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day on which the semester begins; and

(d) is

(i) a member of or is eligible to become a member of a Dene Band listed in Schedule A,

(ii) a person who on or before December 31, 1921 resided in that part of Canada that on April 1, 1999 comprised the Northwest Territories and who is of aboriginal descent,

(ii.1) a descendant of a person described in subparagraph (ii),

(iii) a person who is enrolled or eligible to be enrolled as a beneficiary under section 5 of the Inuvialuit Final Agreement entered into between the Inuvialuit of the Inuvialuit Settlement Region and the Government of Canada on June 5, 1984, as amended,

(iv) a descendant of a person described in subparagraph (iii),

(v) a person who is enrolled or eligible to be enrolled as a Délîne citizen under Chapter 5 of the Délîne Agreement as defined in section 2 of the Délîne Final Self-Government Agreement Act (Canada); and

(vi) a person who is enrolled or eligible to be enrolled as a Tłı̨chǫ citizen under Chapter 3 of the Land Claims and Self-Government Agreement among the Tłı̨chǫ, the Government of the Northwest Territories and the Government of Canada signed on August 25, 2003.

(3) Notwithstanding subsection (2), a person is not eligible for student financial assistance under this section if the person is on education leave from the person’s employment and receives financial assistance from the person’s employer during the period the person attends an approved institution.

(3.1) Notwithstanding anything in this section, where a person has received or will receive financial assistance from any source other than student financial assistance or from the person’s employer, the Deputy Minister may reduce the amount of student financial assistance granted under this section.

(4) Repealed, R-024-2023,s.4.

(5) The amount of student financial assistance awarded under this section for a semester shall not exceed the amount of the applicable living allowance, as set out in Schedule B.

(6) A person who is eligible for student financial assistance under this section shall, on first applying for the student financial assistance after this section comes into force, elect to receive the student financial assistance and any future student financial assistance under this section as a supplementary grant or as a remissible loan.

(7) All student financial assistance awarded to a person under this section shall be in the form in which the person has elected to receive it under subsection (6). R-121-92,s.3; R-087-95,s.4; R-048-2000,s.5; R-080-2001,s.3; R-058-2004,s.4; R-042-2009,s.2; R-067-2009,s.4; R-043-2012,s.3,5; R-109-2018,s.4; Repealed, R-024-2023,s.4,24(4),26(1).

10.

Repealed, R-067-2009,s.5.

11.

Repealed, R-067-2009,s.5.

Study Grants for Students with Permanent Disabilities or Persistent and Prolonged Disabilities R-024-2023,s.5.

12.

(1) The provision of study grants under this section to persons described in subsection (2) is an affirmative action program for the amelioration of the conditions of those persons through post-secondary school education.

(2) Subject to these regulations, a person who has a permanent disability or a persistent and prolonged disability is eligible for a study grant

(a) to cover expenses for services and equipment for participating in post-secondary school education; and

(b) to cover expenses incidental to participating in post-secondary school education.

(2.1) A person who has a permanent disability or a persistent and prolonged disability is eligible for a study grant to cover expenses under paragraph (2)(a) if

(a) the person

(i) is a Canadian citizen,

(ii) is a permanent resident,

(iii) is a protected person within the meaning of subsection 95(2) of the Immigration and Refugee Protection Act (Canada) and the person

(A) has applied for permanent resident status, and

(B) has been issued a social insurance number, or

(iv) has made a claim for refugee protection inside Canada under subsection 99(1) of the Immigration and Refugee Protection Act (Canada), whose claim

(A) has, under section 100 of that Act, been referred to the Refugee Protection Division of the Immigration and Refugee Board, or is deemed to be referred, and

(B) has not been rejected, suspended, abandoned or withdrawn;

(b) the person is accepted for registration at an approved institution;

(c) the person has been ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day on which the course or semester begins; and

(d) the person provides to the Deputy Minister a medical or learning ability assessment, from a qualified professional acceptable to the Deputy Minister, of the person’s disability and the manner in which it limits the person’s ability to participate fully in post-secondary school education.

(2.2) A person who has a permanent disability or a persistent and prolonged disability is eligible for a study grant to cover expenses under paragraph (2)(b) if

(a) the person

(i) is a Canadian citizen,

(ii) is a permanent resident,

(iii) is a protected person within the meaning of subsection 95(2) of the Immigration and Refugee Protection Act (Canada) and the person

(A) has applied for permanent resident status, and

(B) has been issued a social insurance number, or

(iv) has made a claim for refugee protection inside Canada under subsection 99(1) of the Immigration and Refugee Protection Act (Canada), whose claim

(A) has, under section 100 of that Act, been referred to the Refugee Protection Division of the Immigration and Refugee Board, or is deemed to be referred, and

(B) has not been rejected, suspended, abandoned or withdrawn;

(b) the person is accepted for registration at an approved institution as a full-time student;

(c) the person has been ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day on which the course or semester begins; and

(d) the person provides to the Deputy Minister a medical or learning ability assessment, from a qualified professional acceptable to the Deputy Minister, of the person’s disability and the manner in which it limits the person’s ability to participate fully in post-secondary school education.

(3) The Deputy Minister may, in determining whether to award a study grant and the amount of study grant to be awarded,

(a) take into consideration the necessity for the expense; and

(b) limit the amount of the study grant to the amount normally charged for the item or service to which the expense relates.

(4) The maximum amount of study grant that a person may receive under paragraph (2)(a) is

(a) $20,000 in any 12-month period if that person is a full-time student and is not receiving student financial assistance under section 32; and

(b) $1,000 for each post-secondary course approved by the Deputy Minister if that person is not a full-time student or is receiving student financial assistance under section 32.

(5) The maximum amount of study grant that a person may receive under paragraph (2)(b) is $4,000 for a 12 month period. R-048-2000,s.7; R-054-2002,s.4; R-055-2002,s.4; R-046-2003,s.6; R-043-2012,s.5; R-059-2013,s.2; R-163-2018,s.5; R-058-2022,s.3; R-024-2023,s.6.

Heading repealed, R-024-2023,s.7.

12.1.

Repealed, R-024-2023,s.7.

Heading repealed, R-024-2023,s.7.

12.2.

Repealed, R-024-2023,s.7.

Heading repealed, R-024-2023,s.7.

12.3.

Repealed, R-024-2023,s.7.

Loans and Eligibility

13.

Repealed, R-048-2000,s.7.

14.

(1) Subject to these regulations, a person is eligible for a remissible loan under section 15 or a needs assessed repayable loan under section 17 for a semester if

(a) the person

(i) is a Canadian citizen,

(ii) is a permanent resident,

(iii) is a protected person within the meaning of subsection 95(2) of the Immigration and Refugee Protection Act (Canada) and the person

(A) has applied for permanent resident status, and

(B) has been issued a social insurance number, or

(iv) has made a claim for refugee protection inside Canada under subsection 99(1) of the Immigration and Refugee Protection Act (Canada), whose claim

(A) has, under section 100 of that Act, been referred to the Refugee Protection Division of the Immigration and Refugee Board, or is deemed to be referred, and

(B) has not been rejected, suspended, abandoned or withdrawn;

(b) the person is accepted for registration at an approved institution as a full-time student;

(c) the person has been ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day that the semester begins; and

(d) the person is not receiving student financial assistance from a province or another territory.

(1.1) A person is not eligible for a remissible loan under section 15 if the person is on education leave from the person’s employment and receives financial assistance from the person’s employer during the period the person attends an approved institution.

(2) Where a person who receives a guaranteed student loan under the Canada Student Loans Act defaults in repaying the loan, other than for the reason that the person is permanently disabled, and the Secretary of State for Canada makes a payment to a bank in respect of that default, that person is not eligible for a loan under the Student Financial Assistance Act until the person re-establishes the person’s eligibility for a guaranteed student loan under the Canada Student Loans Act. R-087-95,s.5; R-048-2000,s.8; R-046-2003,s.7; R-067-2009,s.6; R-043-2012,s.5; R-163-2018,s.6; R-024-2023, s.8,24(4),26(1).

15.

(1) A person described in section 14 is eligible for a remissible loan for each semester, in an amount that must not exceed the amount of the applicable living allowance set out in Schedule B.

(2) A person who receives student financial assistance under section 9 is not eligible for a remissible loan under this section. R-024-2023,s.9.

16.

Repealed, R-067-2009,s.7.

17.

(1) Subject to these regulations, a person is eligible for a needs assessed repayable loan in an amount not exceeding $1,400 each month if, after taking into account the following, the Deputy Minister is of the opinion that the person needs additional financial assistance to attend an approved institution:

(a) the financial position of the person and the person’s spouse and dependants;

(b) the financial assistance the person will receive to attend the approved institution for which the person is accepted for registration.

R-087-95,s.6; R-048-2000,s.10; R-046-2003,s.10; R-058-2004,s.6; R-089-2007,s2; R-067-2009,s.8; R-024-2023,s.10,24(4),26(1).

(2) Repealed, R-067-2009,s.8.

Loan Agreement

18.

(1) A student who is awarded a loan shall enter into a loan agreement with the Commissioner.

(2) The loan agreement may be in an approved form and must include the terms and conditions of the loan subject to the Act and these regulations. R-024-2023,s.11.

Repayment of Loan

19.

For the purpose of sections 20 to 31, "borrower" means a person to whom a loan is made.

20.

The principal amount of the loan and interest on the loan shall commence to be payable by the borrower no later than the year in which the borrower has completed their 12th calendar year of study since the commencement of the semester in which the borrower obtained their first loan under the Act. R-024-2023,s.24(6),26(2).

21.

(1) Subject to these regulations, where a borrower ceases to be a full-time student and does not become an upgrading student, no amount on account of principal or interest on a loan is required to be paid by the borrower until the last day of the seventh month after the month in which they cease to be a full-time student.

(2) Subject to these regulations, where a borrower ceases to be a full-time student and becomes an upgrading student, no amount on account of principal or interest on a loan is required to be paid by the borrower until the last day of the seventh month after the month in which they cease to be an upgrading student. R-055-2002,s.5; R-024-2023,s.26(3).

22.

(1) A loan is repayable in instalments that

(a) repay the principal with interest at the rate referred to in subsection 29(2) within the time period determined under section 24;

(b) are payable monthly; and

(c) are in the amounts set out in the applicable loan consolidation notice referred to in subsection 23(5), 25(2) or 26(2).

(2) Each instalment referred to in subsection (1) shall be applied first against the interest accrued to the date of payment and then to the balance of the principal outstanding. R-048-2000,s.11.

23.

(1) A borrower who ceases to be a full-time student and does not become an upgrading student shall advise the Commissioner that they have ceased to be a full-time student before the last day of the sixth month after the month in which they cease to be a full-time student.

(2) A borrower who ceases to be a full-time student, becomes an upgrading student and, after ceasing to be an upgrading student, does not become a full-time student before the last day of the sixth month after the month in which the borrower ceases to be an upgrading student shall advise the Commissioner that they have ceased to be an upgrading student and is not a full-time student before the last day of the sixth month after the month in which they cease to be an upgrading student.

(3) Where a borrower fails to advise the Commissioner that they have ceased to be a full-time student or an upgrading student, as required by subsection (1) or (2), respectively, the balance of the principal amount of the loan outstanding and the interest accrued on the loan shall become due and payable on the first day of the seventh month after the month in which the borrower ceases to be a full-time student or an upgrading student, as the case may be.

(4) The Commissioner may consolidate the loans of a borrower referred to in subsection (1) or (2) on or after the last day of the sixth month after the month in which the borrower ceases to be a full-time student or an upgrading student, as the case may be.

(5) Where the Commissioner consolidates the loans of a borrower under subsection (4) the Commissioner shall, without delay, send the borrower a loan consolidation notice setting out the terms for repayment of the consolidated loan, including the amount and duration of the payments to be made to discharge the principal amount of the consolidated loan and interest on the consolidated loan.

(6) A loan consolidation notice may be sent to the borrower under subsection (5) at the borrower’s most recent indicated address for correspondence, including email or ordinary mail address.

(7) A loan consolidation notice sent under this section or section 25 or 26 is deemed, in the absence of evidence to the contrary, to have been received two weeks after it is sent. R-048-2000,s.12; R-024-2023,s.12,26(3),(4),(5).

24.

(1) The repayment of a loan shall commence on the first day of the eighth month after the month in which the borrower ceases to be

(a) a full-time student, in respect of a borrower referred to in subsection 23(1); and

(b) an upgrading student, in respect of a borrower referred to in subsection 23(2).

(2) Subject to subsection (3),

(a) where a borrower does not have a permanent disability, the period of repayment of a loan must not exceed the applicable period set out in Part 1 of Schedule C; and

(b) where a borrower has a permanent disability, the period of repayment of a loan must not exceed the applicable period set out in Part 2 of Schedule C.

(3) The Commissioner, on the application of the Deputy Minister, may extend the period of repayment of a loan for a period that does not cause the extended period of repayment to exceed a period terminating 14 years and seven months after the borrower ceased to be

(a) a full-time student, in respect of a borrower referred to in subsection 23(1); or

(b) an upgrading student, in respect of a borrower referred to in subsection 23(2).

(4) The Deputy Minister, with the consent of the borrower, may determine a period of repayment of a loan that is shorter than the applicable period of repayment established in subsection (2).

(5) A borrower who wishes to repay the whole or a part of the consolidated loan at a time before the expiration of the period of repayment specified in the loan consolidation notice, may do so without penalty. R-048-2000,s.13; R-080-2001,s.4; R-055-2002,s.5(b); R-046-2003,s.11; R-067-2009,s.9; R-024-2023,s.13.

24.1.

(1) In this section,

"designated operation" means an operation that is designated for the purposes of paragraph 247.5(1)(a) of the Canada Labour Code; (opération désignée) "reserve force" has the same meaning as in subsection 2(1) of the National Defence Act (Canada). (force de réserve)

(2) This section applies in respect of a borrower who is a member of the reserve force.

(3) Notwithstanding subsection 24(1), a borrower who interrupts the borrower’s program of studies to serve on a designated operation ceases to be a full-time student on the last day of the month in which the borrower’s service on the designated operation ends.

(4) If a borrower is unable to continue in a program of studies within six months after the date the borrower ceases to be a full-time student by reason of the date on which the borrower’s service on the designated operation ends, the Deputy Minister may postpone by not more than six months the date on which the borrower ceases to be a full-time student.

(5) If a borrower is unable to continue full time in a program of studies as a result of an injury or a disease, or an aggravation of an injury or disease, and the injury, disease or aggravation is attributable to or was incurred during the designated operation, the borrower ceases to be a full-time student on the earlier of the day

(a) on which the Deputy Minister determines that the injury or disease, or the aggravation of the injury or disease, no longer precludes the borrower from returning to a program of studies; and

(b) that is two years after the day on which the borrower’s service on the designated operation ends.

(6) A borrower shall, no later than 30 days after the receipt of the borrower’s posting message provided by the Department of National Defence, notify the Deputy Minister that the borrower will be serving on the designated operation.

(7) Notice under subsection (6) must be in an approved form and must include the following information:

(a) the borrower’s social insurance number;

(b) a copy of the posting message;

(c) any further information requested by the Deputy Minister.

(8) The Deputy Minister may extend the period referred to in subsection (6) if circumstances beyond the control of the borrower necessitate a longer period. R-067-2009,s.9; R-024-2023,s.11,24(5),26(2),(3); R-103-2024,s.2.

25.

(1) Subject to subsection (4), where a borrower has received a loan consolidation notice and again becomes a full-time student,

(a) the borrower’s obligations under the consolidated loan to pay instalments of principal and interest on the loan are suspended; and

(b) the borrower shall, whether or not an additional loan is made to them, when they again cease to be a full-time student advise the Commissioner before the last day of the sixth month after the month that the borrower ceases to be a full-time student.

(2) For greater certainty, the suspension referred to in paragraph (1)(a) only applies if the borrower’s loan is in good standing.

(3) Where the borrower’s loan is not in good standing at the time the borrower again becomes a full-time student

(a) the borrower must be issued an invoice for their outstanding arrears;

(b) the borrower must make arrangements for repayment of the outstanding arrears that are satisfactory to the Deputy Minister; and

(c) the borrower’s obligations under the consolidated loan are suspended.

(4) Where a borrower has received a loan consolidation notice and again becomes a full-time student, the borrower may elect to continue their obligations under the consolidated loan, unless the borrower receives assistance as a full-time student.

(5) The Commissioner may consolidate the loans of a borrower referred to in subsection (1), other than any outstanding arrears, on or after the last day of the sixth month after the month in which the borrower ceases to be a full time student.

(6) The terms of a newly consolidated loan referred to in subsection (5) shall, subject to these regulations, determine the amount and duration of the payments to be made to discharge the outstanding principal amount of the consolidated loan and interest on the consolidated loan at a rate that is

(a) where an additional loan has not been made to the borrower since the date of the former loan consolidation notice, the rate set out in the former loan consolidation notice; or

(b) where an additional loan has been made to the borrower since the date of the former loan consolidation notice, the weighted average of the rate, determined in accordance with subsection 29(2), in respect of the additional loans that have not previously been consolidated, and the rate set out in the former loan consolidation notice.

(7) On consolidating the loans of a borrower under subsection (5), the Commissioner shall send the borrower a loan consolidation notice in accordance with subsections 23(5) and (6). R-024-2023,s.14.

26.

(1) Where a borrower informs the Deputy Minister that the borrower will be unable to comply with the terms of a consolidated loan, the Deputy Minister may, subject to these regulations, alter or revise the terms of the consolidated loan but where the alteration or revision would cause the period within which the loan is to be repaid to exceed the applicable period as referred to in section 24, the altered or revised terms of the consolidated loan are not effective until the extended repayment period is approved by the Commissioner.

(2) Where the terms of a consolidated loan have been altered or revised under subsection (1), the Commissioner shall send the borrower a new loan consolidation notice setting out the terms for repayment, including the amount and duration of the payments to be made to discharge the principal amount of the consolidated loan and interest on the consolidated loan. R-048-2000,s.14; R-080-2001,s.4; R-024-2023,s.26(2).

27.

(1) A borrower may apply, in an approved form, to have a loan that is outstanding remitted in accordance this section if

(a) the borrower has been actually resident in the Northwest Territories for at least three months before the date of application;

(b) the borrower has been awarded a remissible loan;

(c) the borrower has received a loan consolidation notice; and

(d) the application is made on or before April 15 or on or before October 15 of each year, for the preceding six-month period.

(2) Where a borrower has received a loan consolidation notice and again becomes a full-time student, the borrower is ineligible to have the remissible loan that is outstanding remitted in accordance with this section, unless the borrower has elected under subsection 25(4) to continue their obligations under the consolidated loan.

(3) Until the end of the 2022-2023 academic year, the portion of a remissible loan that is applicable to a semester may be remitted if the borrower has been credited by the approved institution that they attended with having passed

(a) 40% of a full course load of studies at a post-secondary level for the semester, if the borrower was permanently disabled during the semester and elected to be considered as a full-time student; or

(b) courses at a post-secondary level that, when taken together, comprise a percentage of a full course load of studies that is equal to or greater than the applicable percentage of a full course load of studies that the borrower was required to take during the semester in order to be a full-time student under these regulations.

(4) After the end of the 2022-2023 academic year, the portion of a remissible loan that is applicable to a semester may be remitted unless the borrower withdrew from or did not attend their courses at an approved institution that semester.

(5) If the borrower withdraws from their program of studies during a semester before completion of the program or does not attend their program of studies for a semester, the borrower shall

(a) inform the Deputy Minister of their withdrawal within 30 days of the date of their withdrawal; or

(b) inform the Deputy Minister of their non-attendance no later than 30 days after the end of the semester.

(6) For greater certainty, no portion of a remissible loan that is applicable to a semester may be remitted, notwithstanding that the borrower provided the notice required by subsection (5), where

(a) the borrower withdrew from the semester; or

(b) the borrower did not attend their program of studies.

(7) Until the end of the 2022-2023 academic year, the portion of a remissible loan that is applicable to one semester for which the borrower was not credited by the approved institution that the borrower attended with having passed the applicable percentage of a full course load of studies at a post-secondary level set out in subsection (3), may be remitted.

(8) The one semester limit set out in subsection (7) is for the borrower’s lifetime.

(9) A remissible loan may be remitted after a borrower

(a) ceases to be a full-time student, in respect of a borrower referred to in subsection 23(1);

(b) ceases to be an upgrading student, in respect of a borrower referred to in subsection 23(2); or

(c) makes an election under subsection 25(2), in respect of a borrower referred to in that subsection.

(10) Subject to subsection (9), a remissible loan may be remitted as follows for periods that a borrower is actually resident in the Northwest Territories:

(a) where the borrower is a resident of a place set out in Part 1 of Schedule E, $16.44 for each day that the borrower is a resident of that place;

(b) where the borrower is a resident of a place set out in Part 2 of Schedule E, $21.92 for each day that the borrower is a resident of that place;

(c) where the borrower is a resident of a place set out in Part 3 of Schedule E, $32.88 for each day that the borrower is a resident of that place;

(d) where the borrower is a resident of a place in the Territories other than one referred to in paragraph (a), (b) or (c), the applicable amount set out in paragraph (a), (b) or (c) for the community referred to in Schedule E that is nearest by all-weather road to the place in which the person resides for each day that the borrower is a resident of that place.

(11) For greater certainty, a borrower who receives a remission may apply for an additional remission every six months after the most recent application.

(12) Where a borrower has submitted an application in accordance with this section, payments required under the borrower’s loan consolidation notice are suspended for the period for which the application was made.

(13) Where a borrower makes payments in accordance with the borrower’s loan consolidation notice and a suspension under subsection (12) has been allowed, no refund will be made but the payments will be applied to the borrower’s loan. R-024-2023,s.15.

Heading repealed, R-083-2024,s.2.

27.1.

Repealed, R-083-2024,s.2.

Default on Loan

28.

(1) Where the borrower defaults in the payment of an instalment under a consolidated loan and the default continues for 30 days, the balance of the principal amount of the loan outstanding and the interest accrued on the loan shall become due and payable.

(2) Where a borrower has been in default in respect of a loan for a period in excess of three months, the Deputy Minister may take security for the repayment of the loan as a condition of an alteration of the terms for repayment of the loan.

(3) Where the balance of the principal amount of a loan outstanding and the interest accrued on the loan becomes due and payable as provided by subsection (1), the Deputy Minister may

(a) alter or revise the terms of the consolidated loan;

(b) dispose of or realize a security taken under subsection (2);

(c) effect collection of the amount of unpaid principal and interest; or

(d) with the prior approval of the Commissioner, commence legal proceedings against the borrower or effect a settlement with or grant a concession to a person other than the borrower.

(4) Where a borrower has defaulted in respect of the repayment of a loan, the right of the borrower to an interest-free period under subsection 29(1) may be revoked by the Commissioner and a new loan may be denied to the borrower unless the borrower shows, to the satisfaction of the Commissioner,

(a) that, during the 12 months preceding the application for a new loan, the borrower made every effort towards discharging the borrower’s obligations under the consolidated loan;

(b) that the borrower has made full restitution of the principal amount of the loan and the interest accrued on the loan, or a settlement has been paid on behalf of the borrower or a concession granted under paragraph (3)(d), and 12 months have elapsed since the payment of the loan and interest accrued on the loan or a settlement or a concession; or

(c) that the default was occasioned by reasons beyond the borrower’s control.

R-048-2000,s.15; R-080-2001,s.4; R-024-2023, s.24(5),26(2).

Interest

29.

(1) Subject to these regulations, no interest is payable by a borrower on a loan in respect of a period during which the borrower is a full-time student or an upgrading student.

(1.1) Subject to these regulations, a borrower may, in an approved form, apply, not later than April 15 or October 15, to waive any interest payable by the borrower on a loan for the six-month period following April 15 or October 15, as applicable.

(1.2) Subject to these regulations, no interest is payable by a borrower on a loan in respect of

(a) a period of six months beginning on the day that the borrower ceases to be a full-time student or an upgrading student; and

(b) additional consecutive periods of six months that the borrower has applied for under subsection (1.1) during which the borrower is actually resident in the Northwest Territories.

(2) The rate of interest payable by a borrower on a loan shall be a rate that is 1% less than the prime rate, as determined and published by the Bank of Canada, in effect on the first day of January of the year in which the student ceases to be a full-time student.

(3) For greater certainty, no interest is payable by a borrower in respect of a remissible loan that is remitted under section 27. R-048-2000,s.16; R-027-2007, s.2; R-079-2015,s.5; R-024-2023,s.17.

Death of Borrower

30.

(1) In the event of the death of a borrower, or the disappearance of the borrower under circumstances that, in the opinion of the Commissioner, raise beyond a reasonable doubt a presumption that the borrower is dead, the Commissioner shall be entitled only to the amount of the unpaid balance of the principal payable by the borrower on the day of the borrower’s death or disappearance, as the case may be, and the interest that has accrued on the loan to that day.

(2) For the purposes of determining the death or disappearance of the borrower, the administrator or executor of the estate of the borrower shall provide the Commissioner with

(a) evidence of the death of the borrower; or

(b) evidence satisfactory to the Commissioner of the disappearance of the borrower.

(3) The date of disappearance under subsection (1) shall be determined by the Commissioner on the basis of evidence received under paragraph (2)(b).

(4) A security taken by the Deputy Minister from the borrower under subsection 28(2), shall be transferred to the estate of the borrower on the death or disappearance of the borrower. R-080-2001,s.4; R-024-2023,s.24(5).

Bankruptcy of Borrower

31.

Where a borrower becomes subject to or takes advantage of a law relating to bankruptcy or insolvency or for the relief of debts, the balance of the principal amount of the loan outstanding and the interest accrued on the loan shall, without delay, become due and payable on the date of the filing of the bankruptcy petition or on the date on which the borrower otherwise becomes subject to or takes advantage of the law, at such rate as may be determined by the Deputy Minister, not to exceed the rate that would have been payable under subsection 29(2) if the Commissioner had consolidated the borrower’s loans on that date. R-048-2000,s.17; R-080-2001,s.4.

Reimbursement for Courses R-048-2000,s.18.

32.

(0.1) In this section, "course-related expenses" means expenses incurred by a person in respect of tuition, fees or books for a post-secondary course approved by the Deputy Minister.

(1) Subject to these regulations, a person is eligible for student financial assistance in the form of a grant to reimburse the person for course-related expenses if

(a) the person

(i) is a Canadian citizen,

(ii) is a permanent resident,

(iii) is a protected person within the meaning of subsection 95(2) of the Immigration and Refugee Protection Act (Canada) and the person

(A) has applied for permanent resident status, and

(B) has been issued a social insurance number, or

(iv) has made a claim for refugee protection inside Canada under subsection 99(1) of the Immigration and Refugee Protection Act (Canada), whose claim

(A) has, under section 100 of that Act, been referred to the Refugee Protection Division of the Immigration and Refugee Board, or is deemed to be referred, and

(B) has not been rejected, suspended, abandoned or withdrawn;

(b) the person was credited by the approved institution with having passed the course;

(c) the person was ordinarily resident in the Northwest Territories for a continuous period of 12 months immediately before the day on which the course began;

(d) the person continued to be ordinarily resident in the Northwest Territories while taking the course;

(e) the person was ordinarily resident in the Northwest Territories at the time the person completed the course; and

(f) the person has not received, for the semester in which the course begins, student financial assistance under any of the following provisions:

(ii) section 9,

(vii) section 15,

(viii) section 17.

(2) Repealed, R-059-2013,s.3.

(3) The amount of grant that may be awarded to a person under this section shall not exceed

(a) a maximum of $880 per course; and

(b) a cumulative total of $8800.

(4) A person who is eligible for student financial assistance under this section may be reimbursed for the expenses referred to in subsection (1) if the person sends to the Deputy Minister, within the 12 month period after the day on which the person begins the course,

(a) the receipts for payment of the expenses; and

(b) a course transcript indicating that the person passed the course.

R-048-2000,s.18; R-080-2001,s.5; R-054-2002,s.5; R-046-2003,s.13; R-100-2005,s.6; R-043-2012,s.5; R-163-2018,s.7; R-026-2019,s.2; R-118-2020,s.3; R-058-2022,s.4,5; R-024-2023,s.26(1).

33.

Repealed, R-048-2000,s.18.

GENERAL

33.1.

Subject to these regulations, a person may be awarded student financial assistance under the Act in the form of a grant or a loan. R-103-2024,s.3.

34.

(1) An application for student financial assistance shall be made in an approved form.

(2) A person applying for student financial assistance shall, in respect of the course or semester for which the person is applying to receive student financial assistance, declare in the person’s application,

(a) Repealed, R-100-2005,s.7.

(b) the amount and source of all income, including any financial assistance,

(i) that the person has received or will receive relating to the course or semester, and

(ii) that the person

(A) has received or will receive during the four months immediately before the course or semester begins, and

(B) will receive during the course or semester.

(2.1) Repealed, R-046-2003,s.14(2).

(3) The Deputy Minister shall, when determining or making recommendations respecting whether student financial assistance should be awarded to a person for a course or semester and the amount of the student financial assistance to be awarded, take into account the income, including any financial assistance,

(a) that the person has received or will receive relating to the course or semester; and

(b) that the person

(i) has received or will receive during the four months immediately before the course or semester begins, and

(ii) will receive during the course or semester.

R-048-2000,s.20; R-046-2003,s.14; R-058-2004,s.8; R-100-2005,s.7; R-067-2009,s.12; R-024-2023, s.18,24(4),26(1).

34.1.

(1) A person applying for student financial assistance, other than student financial assistance referred to in section 12 or 32, shall submit the person’s application by

(a) June 30, in respect of a semester starting after August 1 and before October 1;

(b) October 31, in respect of a semester starting after December 1 and before February 1; or

(c) Repealed, R-089-2006,s.2(1).

(d) the date one calendar month before the day on which the semester begins, in all other cases.

(1.1) Notwithstanding subsection (1), an application for student financial assistance submitted after the relevant date set out in paragraphs (1)(a), (b) or (d) but before the day the semester ends may, in accordance with the directions of the Deputy Minister, be considered in determining whether to award student financial assistance in respect of that semester.

(2) An application for student financial assistance under subsection (1) may be considered in determining whether to award student financial assistance to the person for any additional semester that begins within 12 months after the day on which the first semester in respect of which the application was submitted begins.

(3) A person applying for student financial assistance referred to in section 12 shall submit the person’s application

(a) before the day on which the semester begins; or

(b) within the 12 month period after the day on which the semester begins.

(4) A person applying for student financial assistance referred to in section 32 shall submit their application within the 12 month period after the day on which the person begins the course. R-121-92,s.4; R-061-96,s.1; R-048-2000,s.21; R-089-2006,s.2; R-109-2018,s.5; R-024-2023,s.24(4),(6),26(1).

35.

Except as provided in sections 12 and 32, student financial assistance shall be awarded only to a person registered as a full-time student at an approved institution. R-048-2000,s.21.

35.1.

(1) A person who has a debt due to the Government of the Northwest Territories is not eligible for student financial assistance unless the person has made arrangements for the repayment of the debt that are satisfactory to the Government.

(2) A person who is incarcerated is not eligible for student financial assistance, except for the following:

(a) a basic grant for tuition, fees or books under section 6;

(b) a study grant under paragraph 12(2)(a);

(c) remittance of a remissible loan under section 27;

(d) a grant to reimburse the person for expenses incurred to take a course under section 32.

R-048-2000,s.21; R-060-2006,s.3; R-059-2013,s.4; R-024-2023,s.26(1).

35.2.

(1) In this section, "academic year" means a period of 12 months beginning on the first day of a student’s program of studies.

(2) In order for a student to maintain the student’s eligibility for student financial assistance, the student must, for an academic year,

(a) pass courses that comprise a percentage of a full course load of studies that is equal to or greater than the overall percentage of a full course load of studies that the student is required to take in order to be considered a full-time student for the semesters in that academic year for which the student receives student financial assistance; and

(b) demonstrate to the satisfaction of the Deputy Minister that the student is willing and able to discharge the responsibilities of managing the student financial assistance.

(3) Notwithstanding subsection (2), the Deputy Minister may authorize a student to maintain their eligibility for student financial assistance where the student was unable to comply with paragraph (2)(a).

(4) Where the Deputy Minister determines that a student has received student financial assistance to which they were not or are not entitled, the student shall refund full amount of student financial assistance to which they were or are not entitled.

(5) A student who has not fully refunded the student financial assistance to which they were not entitled is not eligible for further student financial assistance unless the student has made arrangements, for repayment of the full amount of student financial assistance to which they were not entitled, that are satisfactory to the Deputy Minister. R-046-2003,s.15, R-060-2006,s.3; R-043-2012,s.3; R-058-2022,s.6; R-024-2023,s.19,24(3),26(6).

(6) Repealed, R-024-2023,s.19.

(7) Repealed, R-024-2023,s.19.

36.

(1) The Deputy Minister shall not provide a student with a ticket or cheque to be used for the transportation of the student or the student’s dependants to an approved institution unless the student provides proof acceptable to the Deputy Minister, from the appropriate approved institution, that the student has been accepted at that institution.

(2) A student referred to in subsection (1) who is provided with a ticket or cheque shall, if the student registers and attends classes, provide proof acceptable to the Deputy Minister, from the appropriate institution, that the student is registered and attending classes at that institution.

(2.1) The Deputy Minister may pay a student’s tuition fees to the student or to an approved institution out of the student financial assistance awarded to the student on receipt of an invoice from the institution and on the student submitting written confirmation, acceptable to the Deputy Minister, that the student is accepted for registration by the institution.

(2.2) A student whose tuition fees are paid under subsection (2.1) shall, when the student begins to attend classes at the approved institution, provide proof acceptable to the Deputy Minister, from the institution, that the student is registered and attending classes at that institution.

(3) Except for the items referred to in subsection (1) and (2.1) and reimbursement under section 32, the Deputy Minister shall not provide a student with money for student financial assistance unless the student provides proof acceptable to the Deputy Minister, from the appropriate approved institution, that the student is registered and attending classes at that institution.

(4) Repealed, R-060-2006,s.4.

(4.1) Repealed, R-060-2006,s.4.

(5) If a student, in receipt of student financial assistance, withdraws from their program of studies during a semester before completion of the program, the student shall inform the Deputy Minister within 30 days of the withdrawal from the program.

(5.1) The Deputy Minister may, when informed under subsection (5), require the student to refund a part of the student financial assistance that has been paid and that is applicable to the whole of that semester.

(6) Where a person

(a) at the time of the awarding of student financial assistance fulfils the eligibility criteria required of the person at that point, and

(b) subsequently ceases to be eligible for student financial assistance before commencing the person’s course of studies or before the commencement of a semester,

the person shall not be entitled to receive a part of the student financial assistance applicable to that or a subsequent semester, as the case may be.

(7) Where a person fulfils the eligibility criteria required of the person at the time of the awarding of the student financial assistance but subsequently ceases to be eligible for student financial assistance during a semester, the person shall be entitled to receive that part of the student financial assistance that is applicable to that semester but shall not be entitled to receive a part of it that is applicable to a subsequent semester.

(8) A student who receives a ticket or cheque under subsection (1) and does not provide proof of registration and attendance at an approved institution shall be treated as automatically forfeiting the student’s right to any part of any financial assistance for that semester, and the student shall refund to the Deputy Minister an amount that is equal to the cost of the ticket or the amount of the cheque. R-048-2000,s.22; R-080-2001,s.4,6; R-055-2002,s.6; R-046-2003,s.16; R-058-2004,s.9; R-140-2005,s.3; R-060-2006,s.4; R-024-2023,s.20,24(3),(4),25,26(1),(6).

(9) Repealed, R-060-2006,s.4.

(10) Repealed, R-140-2005,s.3(2).

(10.1) Repealed, R-140-2005,s.3(2).

(11) Repealed, R-060-2006,s.4.

(12) Repealed, R-060-2006,s.4.

(13) Repealed, R-060-2006,s.4.

37.

(1) Where a student makes a refund under subsection 36(5), the student shall, subject to these regulations, be eligible to receive student financial assistance in respect of an additional semester in lieu of the semester that was wholly or partially missed.

(2) Where a student makes a refund under subsection 36(5), the student shall not be treated as having received student financial assistance in respect of the relevant semester. R-024-2023,s.26(6).

(3) Repealed, R-060-2006,s.5.

38.

(1) At the discretion of the Deputy Minister, tuition fees that are covered by a grant may

(a) be paid directly to an approved institution

(i) in the circumstances set out in subsection 36(2.1), or

(ii) on receipt of an invoice from the institution and on the student submitting the proof referred to in subsection 36(3); or

(b) be refunded to the student on submission of a receipt of payment from the approved institution for the payment of tuition fees and on the student submitting the proof referred to in subsection 36(3).

(2) Where paragraph (1)(a) applies, the Deputy Minister shall inform every approved institution of the fees to be paid by the Government of the Northwest Territories in respect of students in receipt of grants attending the institution.

(3) Financial assistance for air fare may, at the discretion of the Deputy Minister, be provided

(a) in the form of a ticket; or

(b) by cheque.

(4) Except as provided by subsection 36(2.1) and this section, moneys payable under a grant or loan shall be paid directly to the student at such times as are decided by the Deputy Minister. R-046-2003,s.17; R-067-2009,s.13.

Appeals

39.

(1) When an applicant is notified of the decision regarding whether or not the applicant has been awarded a grant or a loan, the applicant shall be advised in writing of the right to request a review of the decision under section 8.1 of the Act and the time within which a request must be made.

(2) When an applicant is notified of the decision of the person who conducted the review under section 8.1 of the Act, the applicant shall be advised in writing of the right to appeal the decision under section 8.3 of the Act and the time within which an appeal must be made.

(3) An applicant shall, on request, be provided with instructions respecting the procedures for a review or appeal. R-080-2001,s.8; R-024-2023,s.26(7).

39.1.

A notice sent to an applicant under subsection 8.1(4) of the Act is deemed, in the absence of evidence to the contrary, to have been received

(a) 10 days after it is sent, if it is sent by mail; or

(b) two days after it is sent, if it is sent by e-mail or fax.

R-080-2001,s.8.

39.2.

(1) An appeal under subsection 8.3(1) of the Act must be made

(a) within 30 days after the day on which the applicant receives notice of the decision of the person who conducted the review; and

(b) by submitting a notice of appeal, in an approved form, to the chairperson of the Student Financial Assistance Appeal Board.

(2) An applicant may withdraw an appeal at any time before the appeal is heard by notifying the chairperson of the Student Financial Assistance Appeal Board in writing. R-080-2001,s.8; R-079-2015,s.8; R-024-2023,s.11.

39.3.

(1) On receiving a notice of appeal under subsection 39.2(1), the chairperson of the Student Financial Assistance Appeal Board shall cause to be assembled such documents as are necessary to decide the appeal and schedule a hearing.

(2) The Student Financial Assistance Appeal Board may require the applicant, the person who dealt with the applicant’s application and the person who conducted a review under section 8.1 of the Act to provide any documents and other information that may be necessary to decide the appeal.

(3) The applicant, the person who dealt with the applicant’s application and the person who conducted a review under section 8.1 of the Act shall be given five clear days notice of the hearing.

(4) Where the applicant, the person who dealt with the applicant’s application or the person who conducted a review under section 8.1 of the Act has been given notice of a hearing and the applicant fails to appear, the hearing may proceed in their absence.

(5) An appeal hearing must be conducted in private and information relating to the proceedings may only be disclosed to the applicant and their representative and officials of the department of the Government of the Northwest Territories that administers the Act.

(6) The Student Financial Assistance Appeal Board shall hear and decide an appeal within 45 days after the day on which the chairperson receives the notice of appeal.

(6.1) For greater certainty, the time period of 45 days referred to in subsection (6) may not be extended.

(7) The Student Financial Assistance Appeal Board shall provide copies of its decision to the applicant and the person who conducted a review under section 8.1 of the Act within 15 days of making its decision. R-048-2000,s.23; R-080-2001,s.8; R-046-2003,s.18; R-024-2023,s.21,24(6),26(7).

False Statements or Misrepresentations

40.

(1) If the Deputy Minister has reason to believe that an application for student financial assistance or other document in respect of student financial assistance contains a false statement or a misrepresentation, the Deputy Minister may take such action as they consider appropriate in the circumstances to investigate the contents of the document.

(2) If the Deputy Minister is satisfied that a false statement or a misrepresentation has been made by the person applying for or in receipt of student financial assistance, the Deputy Minister may

(a) deny the student financial assistance applied for or, in the case of a loan which the Commissioner has agreed to make, recommend to the Commissioner that the loan be denied;

(b) demand, on behalf of the Commissioner, repayment of the student financial assistance so granted to the person together with interest on the student financial assistance;

(c) where repayment is not forthcoming under paragraph (b), recommend to the Commissioner that legal proceedings be commenced against the person for recovery of the student financial assistance and interest; or

(d) take any other action that the Deputy Minister considers appropriate.

R-080-2001,s.9; R-067-2009,s.14; R-024-2023, s.26(8),(9).

Legal Proceedings

41.

(1) Where money is paid under the Act or these regulations to a person who is not entitled to the money, that person shall refund the money so paid on demand of the Minister, on behalf of the Commissioner.

(2) Where a person is required under these regulations to refund money and the money is not refunded, the Minister may recommend to the Commissioner that legal proceedings be commenced against the person for recovery of the money and interest on the money.

(3) The repayment of money demanded under paragraph 40(2)(b) and money to be refunded under these regulations are a debt due to the Commissioner. R-079-2015,s.9.

Transitional

42.

Repealed, R-103-2024,s.4.

43.

(1) Notwithstanding subsection 6(3), where a basic grant was awarded to a person for a semester under subsection 6(3) as it read immediately before July 14, 2000, the person is eligible for a basic grant to cover the applicable number of semesters set out in Schedule D for each year of schooling completed in accordance with subsection 6(4).

(2) In Schedule D,

"semesters awarded" means the number of semesters begun before July 14, 2000 for which the person was awarded a basic grant under subsection 6(3) as it read immediately before July 14, 2000; (semestres épuisés)

"eligible semesters" means the number of semesters for which the person is eligible, subject to these regulations, to be awarded a basic grant on or after July 14, 2000. (semestres restants d’admissibilité) R-048-2000,s.24.

44.

(1) A semester for which student financial assistance was awarded to a person in the form of a basic grant under subsection 6(5) or a supplementary grant or a remissible loan under section 9 on or before August 15, 2000 shall be included in determining the maximum number of semesters of student financial assistance in the form of a basic grant under subsection 6(5) and a supplementary grant or a remissible loan under section 9 that may be awarded to the person after August 15, 2000.

(2) Notwithstanding subsection (1) of this section and subsections 6(5) and 9(4), a person who was awarded student financial assistance in the form of a basic grant under subsection 6(5) or a supplementary grant or a remissible loan under section 9 on or before August 15, 2000 shall be eligible, subject to these regulations, to be awarded student financial assistance in the form of a basic grant under subsection 6(5) and a supplementary grant or a remissible loan under section 9 after August 15, 2000 for the greater of

(a) six semesters; and

(b) the number of semesters required to complete the program of studies in which the person was engaged in the 12 month period immediately before August 16, 2000.

R-048-2000,s.24; R-072-2000,s.1; R-024-2023,s.26(1).

45.

Section 27 applies, with such modifications as the circumstances may require, to any student financial assistance that could be written off in accordance with section 27 as it read immediately before July 14, 2000. R-072-2000,s.1.

46.

Where student financial assistance in the form of a loan, as defined in these regulations as they read before July 14, 2000, or in a form that was deemed to be a loan by subsection 12(7) as it read before July 14, 2000, has been awarded to a person before July 14, 2000, the Commissioner may, in accordance with subsection 23(4) or 25(2), as the case may be, consolidate all loans made to the person including the loans made before July 14, 2000, where the person, on or after July 14, 2000,

(a) enters into a loan agreement under these regulations; or

(b) becomes a full-time student after having entered into a consolidated loan agreement and has their obligations under the consolidated loan agreement suspended in accordance with subsection 25(1).

R-072-2000,s.1; R-024-2023,s.24(6).

47.

Except as provided in sections 42 to 46, these regulations as they read immediately before July 14, 2000, continue to apply in respect of any student financial assistance awarded to a person for a semester begun before July 14, 2000. R-072-2000,s.1.

48.

Repealed, R-006-2003,s.2.

SCHEDULE A

(Subparagraph 9(2)(d)(i))

Band Number Band Name

1. 750 Tulita Band

2. 751 Tetlit Gwich’in Band

3. 752 Fort Good Hope Band

4. 753 Gwicha Gwich’in Band

5. Repealed R-109-2018,s.6.

6. 755 Aklavik Band

7. 756 Pehdzeh Ki First Nation

8. 757 Lidlįį Kųę First Nation

9. 758 Acho Dene Koe Band

10. 759 Salt River First Nation #195

11. 759 Fort Fitzgerald Sub-Band

12. 760 Deh Gah Gotie Dene Council

13. 761 K’atlodeeche First Nation

14. 762 Deninu K’ue First Nation

15. 763 Yellowknives Dene First Nation

16. 764 Łutselk’e Dene Band

17. 764 Fort Reliance Sub-Band

18. 766 Nahanni Butte Band

19. 767 Sambaa K’e Dene Band

20. 768 Ka’a’gee Tu First Nation

21. 770 Jean Marie River Dene Band

22. 771 Behdzi Ahda” First Nation

23. 772 West Point First Nation

24. 780 Inuvik Native Band

R-018-93,s.4; R-048-2000,s.25; R-042-2009,s.3; R-109-2018,s.6.

SCHEDULE

LIVING ALLOWANCE FOR SUPPLEMENTARY

Item Student Category Number

1 Single Student (no dependants)

2 Student with Spouse (no dependants)

3 Single Student or Student with Spouse (with dependants)

• 1 Dependant

• 2 Dependants

• 3 Dependants

• More than 3 Dependants

R-024-2024,s.22.

SCHEDULE

PART

MAXIMUM REPAYMENT PERIODS FOR

Item Amount of Loan Number

1 Does not exceed $1,500

2 Exceeds $1,500 but does not exceed $3,000

3 Exceeds $3,000 but does not exceed $5,000

4 Exceeds $5,000 but does not exceed $10,000

5 Exceeds $10,000 but does not exceed $15,000

6 Exceeds $15,000 but does not exceed $20,000

7 Exceeds $20,000 but does not exceed $25,000

8 Exceeds $25,000 but does not exceed $30,000

9 Exceeds $30,000 but does not exceed $35,000

10 Exceeds $35,000 but does not exceed $40,000

11 Exceeds $40,000 but does not exceed $45,000

12 Exceeds $45,000 but does not exceed $50,000

13 Exceeds $50,000 but does not exceed $55,000

14 Exceeds $55,000

PART

MAXIMUM REPAYMENT PERIODS FOR LOANS

Item Amount of Loan Number

1 Does not exceed $750

2 Exceeds $750 but does not exceed $1,500

3 Exceeds $1,500 but does not exceed $2,500

4 Exceeds $2,500 but does not exceed $4,000

5 Exceeds $4,000 but does not exceed $7,500

6 Exceeds $7,500 but does not exceed $11,000

7 Exceeds $11,000 but does not exceed $14,500

8 Exceeds $14,500 but does not exceed $18,000

9 Exceeds $18,000 but does not exceed $21,500

10 Exceeds $21,500 but does not exceed $25,000

11 Exceeds $25,000 but does not exceed $28,500

12 Exceeds $28,500 but does not exceed $32,000

13 Exceeds $32,000 but does not exceed $32,500

14 Exceeds $35,500 but does not exceed $39,000

15 Exceeds $39,000 but does not exceed $42,500

16 Exceeds $42,500 but does not exceed $46,000

17 Exceeds $46,000 but does not exceed $49,500

18 Exceeds $49,500 but does not exceed $53,000

19 Exceeds $53,000 but does not exceed $56,500

20 Exceeds $56,500

R-024-2023,s.23.

SCHEDULE

BASIC GRANT ELIGIBILITY LIMITS FOR

A BASIC GRANT UNDER SUBSECTION

Years of Schooling

1 Semesters awarded 1 Eligible semesters

2 Semesters awarded 2 Eligible semesters

3 Semesters awarded 3 12 Eligible semesters

4 Semesters awarded 4 12 Eligible semesters

5 Semesters awarded 5 13 Eligible semesters

6 Semesters awarded 6 15 Eligible semesters

7 Semesters awarded 7 15 Eligible semesters

8 Semesters awarded 8 16 Eligible semesters

9 Semesters awarded 9 18 Eligible semesters

10 Semesters awarded 10 18 Eligible semesters

11 Semesters awarded 11 19 Eligible semesters

12 Semesters awarded 12 111 Eligible semesters

R-048-2000,s.25; R-046-2003,s.20.

ANNEXE

NOMBRE MAXIMAL DE SEMESTRES

PERSONNES AYANT REÇU UNE ALLOCATION

PARAGRAPHE 6(3) AVANT LE 14 JUILLET

À L’ALLOCATION

Années de scolarité

1 Semestres épuisés 1 Semestres restants d’admissibilité

2 Semestres épuisés 2 Semestres restants d’admissibilité

3 Semestres épuisés 3 12 Semestres restants d’admissibilité

4 Semestres épuisés 4 12 Semestres restants d’admissibilité

5 Semestres épuisés 5 13 Semestres restants d’admissibilité

6 Semestres épuisés 6 15 Semestres restants d’admissibilité

7 Semestres épuisés 7 15 Semestres restants d’admissibilité

8 Semestres épuisés 8 16 Semestres restants d’admissibilité

9 Semestres épuisés 9 18 Semestres restants d’admissibilité

10 Semestres épuisés 10 18 Semestres restants d’admissibilité

11 Semestres épuisés 11 19 Semestres restants d’admissibilité

12 Semestres épuisés 12 111 Semestres restants d’admissibilité R-048-2000, art. 25.

SCHEDULE E (Subsection 27(5))

Part 1

Yellowknife

Part 2

Fort Simpson Fort Smith Hay River Hay River Reserve Inuvik Norman Wells

Part 3

Aklavik Behchokö Colville Lake Délîne Enterprise Fort Good Hope Fort Liard Fort McPherson Fort Providence Fort Resolution Gamètì Jean Marie River Kakisa Lutselk’e Nahanni Butte Paulatuk Sachs Harbour Sambaa K’e Tsiigehtchic Tuktoyaktuk Tulita Ulukhaktok Wekweètì Whatì Wrigley

R-079-2015,s.10; R-109-2018,s.7.

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